Net Element is a tech-driven group that provides advanced mobile payment solutions and value-added transactional services. It has six subsidiaries that offer innovative services and products to businesses around the world:

- TOT Group focuses on the emerging markets and offers end-to-end payment processing solutions.
- Unified Payments gives small and medium sized retail businesses the digital tools and support they need to conduct secure cashless transactions.
- Digital Provider enables users to pay for their purchases directly through their mobile phone bill.
- Aptito is an iPad-based Point of Sale system for businesses in the culinary industry.
- Payonline develops payment solutions for apps and websites.
- Restoactive provides digital menu and payment solutions for restaurants